About CreditReportSA

CreditReportSA is a South African online platform designed to help individuals understand and access their credit information quickly, securely, and easily.

We are not a credit bureau.We are a credit report aggregation service that partners with trusted, NCR-registered credit providers in South Africa to help users connect with the right institution for their needs.When you request your credit report on our Website, we do not generate or issue the report ourselves. Instead, we securely pass your request to the appropriate, licensed partner, who provides you with your official credit report and profile information directly.

Our Mission

Our mission is simple: to empower South Africans with financial knowledge and access to their credit data, so that they can make smarter financial decisions.

We aim to:

  • Simplify access to personal credit information
  • Educate users on how credit scoring works
  • Connect users with legitimate, compliant service providers
  • Promote financial literacy and transparency across the country

How We Work:

  • You complete a secure form on our Website.
  • Your details are verified and securely logged for compliance
  • We log your browser type, device type, IP address, and submission data
  • We identify the appropriate licensed partners based on your profile.
  • These licensed partners are NCR, FSB registered
  • That partner provides your credit report or related financial offer.

All personal data is handled in accordance with POPIA and the Electronic Communications and Transactions Act (ECTA).

Your Consent and Communication

When you use our Website and submit your contact information, you consent to receiving related financial offers and services from our verified NCR, FSB and FSCA-registered partners.

You can opt out at any time by clicking the unsubscribe link in any SMS or email we send, or by contacting us directly at info@creditreportsa.co.za. All partners who receive your data are bound by confidentiality agreements and operate within South African financial and data protection laws.

Legal Ownership and Compliance

This Website is owned and operated by LIME HOLDINGS (Pty) Ltd, Atlantic Beach Golf Estate, Melkbosstrand, Western Cape, South Africa, 7441.

We operate in full compliance with the:

  • Electronic Communications and Transactions Act (ECTA)
  • Protection of Personal Information Act (POPIA)
  • Advertising standards of Google Ads and Microsoft Ads

We also maintain a complete digital record of each user submission, including device type, browser, IP address, and voluntarily submitted details. These are securely stored for up to one (1) year for verification and complaint resolution purposes.

Our Promise

We believe in:

  • Transparency — clear communication on how your information is used
  • Security — protecting your personal data through encryption and secure systems
  • Legitimacy — working only with NCR and FSCA-registered partners
  • Empowerment — helping you understand and improve your credit profile

Contact Information

For all privacy, advertising, or administrative queries, please contact:

LIME HOLDINGS (Pty) Ltd
Atlantic Beach Golf Estate, Melkbosstrand, Western Cape, South Africa, 7441
Postal: Suite 354, Private Bag x1, Melkbostrand,7437
Email: info@creditreportsa.co.za